O que fazer depois do Desenrola

Por Fusne.com 19/08/2023 Veja Mais

No último mês, o programa Desenrola completou seu primeiro mês de operação.

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Atendendo a impressionante marca de 985 mil clientes e renegociando dívidas bancárias que totalizam R$ 8,1 bilhões, conforme os mais recentes dados da Federação Brasileira de Bancos (Febraban).

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Este programa, que almeja expandir suas operações para abranger também débitos não bancários nas próximas semanas.

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Recebeu elogios por sua iniciativa, porém, economistas alertam para a necessidade de cautela por parte dos consumidores beneficiados.

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Um dos pontos críticos identificados reside na carência de educação financeira na primeira fase do programa.

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Durante esta etapa, o Desenrola removeu do histórico de crédito dívidas de até R$ 100 e está reestruturando os débitos com instituições financeiras para clientes com renda de até R$ 20 mil.

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Contudo, economistas advertem que sem um planejamento adequado, o alívio financeiro proporcionado poderia ser efêmero, levando os correntistas a recair em endividamentos futuros.

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